Information the Company Gathers
Anytime there is a visitor to the Web Site, the Company will gather the referring domain of that visitor, their host, and their internet protocol (IP) address.
Furthermore, more personally identifiable information is gathered anytime a visitor registers or takes part in any products or services provided by the Web Site. Registration is required in order to take advantage of any of the products or services provided by the Web Site. This personal identifiable information may include your name, mailing address, email address, phone number and similar. If you contact the Web Site for any reason, the Company may request and gather further personal information at that time.
At any time, the Company may request users to complete questionnaires or surveys that will then be used for research or other purposes. The Company may also allow any users/visitors the option to utilize further resources, products, services, tools or forms which may also collect personal identifiable information.
Some 3rd party advertisers include:
Google Adwords – https://www.google.com/adwords/
Taboola – http://www.taboola.com/
Google Analytics employs cookies to define user sessions, which allows for the collection of data about how visitors are using the websites. Google Analytics uses only first-party cookies for data analysis. This means that the cookies are linked to a specific website domain, and Google Analytics will only use that cookie data for statistical analysis related to your browsing behavior on that specific website. According to Google, the data collected cannot be altered or retrieved by services from other domains.
If you choose, you can opt out by turning off cookies in the preferences settings in your web browser. For more information on Google Analytics, please visit Google Analytics
Google Analytics Terms: http://www.google.com/analytics/tos.html
Google Analytics: http://www.google.com/analytics/uses
The Web Site also makes use of remarketing and similar audience features as a means of serving up previously viewed content or related similar previously viewed content seen by past visitors to past visitors or to similar visitors of the Web Site.
This information is then used by Google and other advertising platforms to show ads of the Web Site across the internet.
Use of Personal Information by the Company
Anytime you register, complete any form, or take part in any product or service provided by the Web Site, you hereby give the Company the right to use the gathered information for marketing purposes. This may include emailing, SMS messaging, physically mailing Company or third party offers to your email, phone or postal address as well as sharing such information with third party companies and advertisers for their marketing purposes. These companies and advertisers may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation. The Company may also use such received information to fulfill prizes, track compliance with the applicable sweepstakes or promotion rules, or for content improvement and overall feedback purposes.
In addition, the Company reserves the right to release current or past user information in the event that the Company believes that the Web Site is being or has been used in violation of any sweepstakes or promotion rules; to commit unlawful acts; if the information is subpoenaed; if the Company is sold or acquired; or when the Company deems it necessary.
By agreeing to these terms, you hereby consent to disclosure of any record or communication to any third party when the Company, in its sole discretion, determines the disclosure to be appropriate. The Company may share Web Site usage information about our Web Site visitors who have received targeted promotional campaigns with Advertisers for the purpose of optimizing future campaigns and upgrading visitor information used in reporting statistics.
The Company also reserves the right to provide aggregate or group data about our visitors and users for lawful purposes. Aggregate or group data is data that describes the demographics, usage, or characteristics of our participants as a group, without revealing any personally identifiable information. By using the Web Site in any manner, you agree to allow us to provide such data to third parties.
How to be Removed from Any Email Correspondence from the Company or Web Site
To be removed from any current or future email correspondence you may receive from the Web Site at any given time, please follow the unsubscribe instructions included with the email you received. You may also be removed by contacting us by email at Support@RefinanceUnion.com and requesting to be removed.
The Company does not endorse, nor is the Company responsible for the accuracy of or the Advertiser’s compliance with, the privacy policies and/or terms and conditions of each of the Advertisers Web Sites. The entities that advertise and/or place banner ads on the Web Site, including, but not limited to Advertisers, are independent third party Companies.
INDIVIDUALS UNDER 18 YEARS OF AGE ARE NOT ALLOWED TO PARTICIPATE IN ANY SWEEPSTAKE OR PROMOTION OFFERED ON OR THROUGH THIS WEB SITE. No information should be submitted to, or posted at this Web Site by visitors under 18 years of age. We encourage parents and legal guardians to monitor the activities of their children when on the Web Site.
Acceptance of Policy
The Company may use personal information to provide the services you’ve requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending “STOP”, “END”, “QUIT” to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by the Company to send promotional correspondence to you.
Detailed Wireless Policy
Data obtained from you in connection with the SMS service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. The Company will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.